Facing Bad Credit? Here’s How to Navigate the Mortgage Maze
Bad Credit and Missed Mortgage Payments So, you’ve got bad credit, and the dream of owning a home seems like a distant dream. Maybe you’ve even missed a mortgage payment or two. It’s a tough spot to be in, but you’re not alone. In fact, in the second quarter of 2023, 81,900 homeowner mortgages were […]
Things That Lenders Consider When Remortgaging A Property
High Street lenders and building societies in the UK have a portfolio of mortgage products for refinancing services. There are many factors that the lenders consider when assessing a mortgage application for a remortgage. A mortgage adviser who specialized in remortgaging would help you to analyze your circumstances to find a suitable new lender. It […]
How Can Foreign National Buy A House In The UK?
If you’re planning on getting an expat mortgage, you first need to ensure that you’re eligible to buy a house in the UK. When it comes down to it, regulations are relatively flexible and lenient. UK residents and citizens can buy property within the UK and foreign nationals can also buy property within the UK. […]
Can I Apply For A New Mortgage If I Have Changed Jobs Recently?
When you are in a job that pays well and gives you stability, it can be tempting to automatically want to take the next step and own a house of your own or secure a cheaper re-mortgage deal. It is important to lenders that they can see you have a stable income and have the […]
Can Foreign Nationals Apply For Mortgage In The Uk With Bad Credit?
If you are a foreign national living in the UK with credit issues, it would be difficult to apply for a new mortgage. On a positive note, the mortgage industry experts have come up with different strategies to assist applicants with credit difficulties. It is important that applicants also need to be aware of different […]
Right to Buy Mortgage Scheme In The UK
Right to Buy is a government housing scheme that allows council house tenants to buy their homes at a discounted price. Variations of the scheme are available in England and Northern Ireland, but it is no longer running in Scotland or Wales. To be eligible for the Right to Buy scheme, you must have lived […]