The increasing cost of renting houses and flats in the recent past has made most people consider the option of buying property. Most of these people plan to go through the process for the very first time. However, first time buyers often find it stressful and confusing to hunt for mortgages. This is mostly because of the stringent requirements imposed by lenders nowadays.

At our firm, first time buyers can talk to mortgage experts. The experts will review the eligibility of the buyer for the different schemes available. At the end of the day, the buyer will have a rough idea about what such terms as trackers, fixed rates, lending criteria, credit profile, affordability and shared equity mean. Of course, buyers also have the option of going online to source for information about different mortgage types.

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However, trying to navigate through the numerous mortgage options without the assistance and expert advice of a mortgage specialist will undoubtedly be daunting. Similarly, trying to get your own mortgage may lead to financial loss.

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How Can We Help?

Our initial telephone chat with you will enable us make a preliminary judgement on the best way forward. When you call us, we will discuss the facts of the matter deeply and comprehensively. After that, we will scour the entire mortgage market to find the best options for you. Then, we will advise you on the options that we think will work perfectly for your particular situation.

Additionally, we inform applicants about the documents that they need for their application to be effectively processed. We will also liaise with the client´s estate agents, chosen lender and solicitors to arrive at an effortless and mutually beneficial completion.

However, you should note that we never charge broker fees. Similarly, there is absolutely no obligation for you to proceed with the first time buyer mortgage application, should you have a change of heart.

To find out more about what we can do, please give us a call today. We will endeavour to explain (in deeper detail) the options available and the lenders who can best actualize your home ownership dreams. Of course, the advice we offer will be based on your specific objectives and circumstances.

Keep in mind that it will be our pleasure to explain the home purchase and mortgage process to you in the easiest and most understandable way possible. After that, if you are comfortable and confident with our approach, you can proceed with the mortgage application process.

Another reason why most clients come to us is that we are actually permitted to search the entire market on your behalf. This is not the case with building societies and banks. Consequently, you can be sure that we are in the best position to get you the first time buyer mortgage that will perfectly match your specific needs – according to your personal eligibility and circumstances.

In conclusion, apart from our expertise in first time buyer mortgages, we also have experience in the arrangement of shared equity and shared ownership mortgages. To find out more about what we can do for you, please give us a call today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

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