Home Movers & Remortgaging

Smooth Process guaranteed

If you’re moving home or remortgaging our brokers make it easy for you to deal with us. We supply you with access to your own mortgage portal, ensuring complete transparency throughout the whole process.

Fee free mortgage advice

We will always provide free and impartial mortgage advice. Our brokers will guide you through the process and get you to the mortgage you deserve. However, there may be a fee if we apply for a mortgage for you. The actual amount you pay will depend upon your circumstances.

Cutting edge technology and speed of service

Our brokers work with you to ensure your mortgage transaction is completed as quickly as possible. Our admin team ensures you’re kept up to date with how your mortgage is progressing.

Professional service without a doubt

Our brokers have many years of experience in dealing with all types of mortgages. The team ensure your mortgage application is their top priority. Your dedicated broker will ensure you’re updated at each mortgage milestone.

Home Movers

At Independent Mortgage Brokers, we want to ensure moving home is as stress free as possible, ensuring it’s a memorable and exciting time for you and your loved ones. There are so many things to think about and do, this includes selling your existing home to find a new property. There could be several options to factor in with regards to your mortgage, such as, if you’re able to do so, it may be more cost effective for you to transfer your existing mortgage to your new home, known as porting, which if you’re tied into a fixed rate period, it maybe the solution for you to avoid any early repayment penalties.

Any new mortgage application is subject meeting your existing or new lender criteria, which here at Independent Mortgage Broker we can help you not only with this first step but the whole process, ensuring your move runs smoothly right to your dream day of getting the keys to your new home.

We Are Here To Help You Find The Best Deals For Your Circumstances.

Remortgaging

The time has now come for you to have a look at your mortgage as you have just had the letter drop through the letterbox saying your current mortgage interest rate is due to expire and your monthly payment has just gone through the roof.

You understand the importance of getting a good deal on your mortgage. Even the smallest differences in rates can have a massive impact on your overall mortgage repayments, so it’s vital that you take the bull by the horns and reach out to us here at independent mortgage brokers to get the impartial advice you can count on when looking for a remortgage deal.

All of our independent mortgage brokers are they fully qualified and experienced in every aspect of remortgaging, our brokers also have a vested interest in making sure you are completely happy and satisfied with the service they offer. Without you we have no business it is a strong ethos of providing exceptional customer service that drives us to become better than our competitors. It ensures the success of our team and the happiness of our many clients. – our business thrives on never over promising or under delivering!

FAQ's For Remortgaging

After the fact find we will source the entire mortgage market to find the best options for you. Then, we will advise you on the options that we think will work perfectly for your particular situation.

Literally everything when you choose to remortgage with independent mortgage brokers. We will keep you up to date with the progression of your application. We will ensure the correct documents that the lender will need to support your application will be effectively processed in a timely manner.

We will also liaise with chosen lender and solicitors to arrive at an effortless and mutually beneficial completion.

To conclude, make the decision to do it right and contact us today to find out more about what we can do to make this remortgage process as hassle free as it can be. Call independent mortgage brokers today without delay to find out how we can make your remortgage dreams a reality.

Comprehensive fact find, from the first telephone chat with you, we then begin to build a picture of your situation this will then allow us to make a preliminary judgement on the best way forward. When you call us, we will discuss the facts of the matter deeply and comprehensively.
A remortgage is when you switch your existing mortgage to another lender.
If you are remortgaging the reasons for doing so will undoubtedly depend on your individual needs & circustances. You may be looking to reduce your outgoings, maybe a potentially lower interest fixed rate mortgage could be good for you.
You might also want to remortgage for the following reasons;

  • Being on the lenders standard variable rate (SVR) and want to move onto a fixed rate deal so you can be certain of your monthly repayments
  • You may want to release equity in your home, as it may have increased in value
  • Maybe your current mortgage deal is about to end
  • You may want to borrow more money (subject to equity levels)
  • You want to switch lenders and maybe change from interest-only to a repayment mortgage
  • You have found a lower interest rate
  • You’re frightened of interest rates going up
  • You may need to perform essential home improvements
  • This is where your existing lender offers you a different mortgage product.