Regulated v’s Non-Regulated Mortgage Contracts
If you’re looking for a buy-to-let (BTL) mortgage. You may soon discover that the market has changed drastically in recent years. The government has rehashed many of the taxation incentives that previous landlords had access to. Also stamp duty (SDLT) increases and changes to lender criteria mean that owning a buy-to-let property is even more […]
Right to Buy
Right to Buy provides council tenants to buy their council houses at discount.Under the consideration of certain factors, you are eligible to apply for right to buy. These are as follows; You live in a house rented by the government or a housing society and the property must be the only main residence of yours. […]
Credit Score – How Do I Increase My Score?
Having a good credit score is imperative for several reasons. Remember, a good credit score means it could be easier to obtain mortgage finance. Establishing a good credit score will not only aid you to save money because this usually unlocks cheaper interest rates, but also makes the process of applying for a mortgage that […]
Student Lets. HMO Key Points.
What Is a House in Multiple Occupation (HMO)? Essentially, a House in Multiple Occupation or HMOis commonly defined as an entire residential property (flat or house) that is rented to at least three tenants who form more thanone household, with shared facilities. The following arrangements qualify as Houses of Multiple Occupation: An entire house or […]
What do AST (Assured Short hold Tenancy Agreements) Consist of?
As a landlord, you will have vetted your tenants quite carefully before they come into your property. However, unfortunately, there is always room for something to go wrong. This is where the importance of tenancy agreements comes in. Firstly, What is a Tenancy Agreement? Essentially, a tenancy agreement is a legal document/contract between the landlord […]
Things to Consider When Getting a Buy to Let Mortgage
Buy to Let mortgages are a wonderful way to invest your money if you know how to go about it. In this article, we will run through some of the tips to help you get ready for a Buy to Let Mortgage. Buy to Let mortgages are not that different from traditional homeowner mortgages, although […]
