How Bad Credit Remortgage affects your credit score?
Mortgage Bad Credit loans help those with an unfortunate record as a consumer to get finance. You can get to bad credit loan with mortgage advice



over 12,000 products from
over 90 lenders
convenient & efficient
local advice
one to one broker
support & guidance
mortgage terms
upto 40 years
From first-time buyers to remortgages and bad credit cases — we’ll find a deal that fits.
Protect your home and family with tailored life, income, and critical illness cover.
Buildings, contents, and accident cover to keep life running smoothly.
Safeguard your company with key person and shareholder protection.
We’re independent mortgage brokers based in Leeds, helping clients across the UK. Whether you’re buying, remortgaging, or improving your credit, our advisers are here to help.
Our team of dedicated mortgage brokers are here to help and guide you through the process. We cover a wide range of circumstances, including mortgages for first time buyers, homemovers, Buy-to-let and professional landlords, remortgaging, government help to buy scheme for new build homes, self-build and project finance. We also provide advice on mortgage and family protection. If there’s anything that you feel we haven’t covered, get in touch with us and we’ll be more than happy to answer any questions you might have, no matter how big or small you think they might be. We will make sure you’re on the right path.
Ask our brokers for their top tips on how to improve your credit score. You never know it could make a big difference to the type of mortgage you may be eligible for.
Not everyone has a perfect credit score, and that shouldn’t stop you from moving forward with your plans. Our specialist bad-credit mortgage advisers work closely with lenders who understand real-life financial setbacks — from late payments and defaults to past debt management plans.
We take the time to understand your situation, explain your options clearly, and match you with lenders who look beyond the credit score alone. Whether you’re aiming to buy your first home, remortgage, or simply explore what’s possible, we’re here to guide you every step of the way. Together, we can rebuild your mortgage confidence and help you get back on track.
Find out more about our Bad Credit Mortgages here.
EXCELLENT Based on 24 reviews Posted on Frank Souzey2025-07-25Trustindex verifies that the original source of the review is Google. Highly Recommended - IMB, Independent Mortgage Brokers Ltd I've worked with Lee &Sarah for about five years and couldn't be happier. They’re knowledgeable, reliable, and always put my needs first—whether securing great deals or offering sound advice. A true professional who makes the complex feel simple.Posted on Pepity M2025-07-09Trustindex verifies that the original source of the review is Google. I recommend Lee. Very responsive and kind person.He helped me buy my first home and then with the remortgage. He is always there when I need him for advice. He thinks and recommends the best deal in the interest of the buyers.Posted on Richard Tate2025-07-08Trustindex verifies that the original source of the review is Google. Lee & Sarah were just amazing sorting my mortgage. They were so attentive and knowledgeable. Really fantastic company and really easy to deal with. Thier fees for arranging are very competitive too.Posted on Siobhan Simpson2025-07-08Trustindex verifies that the original source of the review is Google. The team were absolutely fantastic! I had no idea where to even start. Couldn't have done it without them, super helpful throughout the whole process.Posted on Jacek B2025-07-07Trustindex verifies that the original source of the review is Google. Amazing service.Thanks again !!! Definitely I will come back to you if I need to remortgage again 🌞Posted on Michael Armitage2025-06-12Trustindex verifies that the original source of the review is Google. Brilliant service from sarah and Lee , definitely recommended, fast turnaround thanks again Mike a becky.Posted on Christopher McMahon2024-04-27Trustindex verifies that the original source of the review is Google. Brilliant service and advice, i would highly recommend.Posted on Charlotte Walton2024-02-24Trustindex verifies that the original source of the review is Google. Superb service!Posted on Rajeev Chaba2024-02-23Trustindex verifies that the original source of the review is Google. Lee is crystal clear in what they offer , Communication is great very responsive just what one needs when looking for a great mortgage deal thank you again Lee Raj ChabaPosted on Nicolae Andreea Alina2023-12-13Trustindex verifies that the original source of the review is Google. Amazing service , clear communication and in detail. Being a first mortgage and didn’t know much about it, Lee had the patience to explain in more detail and find the best option for me. Thank you for your great service. 🙏👍
Follow these simple steps to get the mortgage you deserve
Stay up to date with helpful guides, market insights, and mortgage tips — including bad credit advice from our expert team.
Mortgage Bad Credit loans help those with an unfortunate record as a consumer to get finance. You can get to bad credit loan with mortgage advice

When you have a low credit score, it can make finding a mortgage that fits your financial goals extremely challenging. Unfortunately, this is something that

When buying a house, getting a good mortgage deal could be difficult if you have bad credit. For this reason, you need to find a
IMB Online is a team of independent, whole-of-market mortgage brokers based in Leeds and supporting clients across the UK. We provide professional, FCA-regulated advice on everything from first-time buyer mortgages to remortgages, buy-to-let, and specialist lending.
Our goal is simple — to make the mortgage process straightforward, transparent, and personal. You’ll be paired with a dedicated broker and case manager who guide you from application to completion, ensuring every detail is handled with care.
Whether you’re self-employed, buying your next home, or dealing with historic credit challenges, we’ll search thousands of products from over 90 lenders to find the right fit.
We also offer comprehensive mortgage protection, life assurance, and income protection advice — so you can safeguard your home and loved ones long after you’ve moved in.
At IMB Online, we believe great mortgage advice isn’t about quick fixes — it’s about long-term financial wellbeing. Our Leeds mortgage brokers team keeps us connected to our roots, but our clients come from across the UK. No jargon. No stress. Just clear, expert advice that helps you move forward with confidence.
Looking for a local adviser? Speak to our Leeds mortgage brokers today.
| Cookie | Duration | Description |
|---|---|---|
| cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
| cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
| cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
| cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
| cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
| viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |