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Independent Mortgage Brokers

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How Independent Mortgage Brokers(Imb) will assist you in purchasing right to buy mortgage

Independent Mortgage Brokers (IMB) will find you the best lenders based on your conditions and preferences and will be non-judgmental and also offer you confidential advice through every step of your Right to Buy mortgage application.Independent Mortgage Brokers specialize in Right to Buy applications, as well as various other mortgage areas such as Bad credit, Non-standard construction property, Maximizing income and affordability, self-employment and income from sources like overtime, bonus ad allowances.

If you fall into any of the above niche categories, it’s essential to look for help from Independent Mortgage  Brokersbefore going ahead, lenders might offer you unfavorable rates.

The Right to Buy process can be challenging if you have never applied for a mortgage before or you are unsure about how Right to Buy works. Getting help from Independent Mortgage Brokers can take the pressure off and make the process easier for you.

Independent Mortgage Brokers can do the following for you

Independent Mortgage Brokers (IMB) will assist you with working out the costs

Independent Mortgage Brokers (IMB) can look through your finances with you and also assist you work out if you can in addition to buying the property, also maintain it through the years and also keep up with other bills and costs you will have to settle too such as Mortgage payment protection insurance, building, contents and life insurance, Service charges on leasehold property, Repair and maintenance costs, making an application and the others

Independent Mortgage Brokers will assist you while you are making an application

Independent Mortgage Brokers (IMB) can help you fill your RTB1 application form, and also ensure it is sent to the right council department or your landlord.

Independent Mortgage Brokers will ensure your council / landlord responds in good time

Independent Mortgage Brokers (IMB) tracks your application. Your landlord is meant to respond to your application within 4 weeks to confirm if you have the right to buy the home or not and if this doesn’t happen, we will chase your application. If your landlord or council misses the deadline, you can also get a further reduction on the sale price.

Independent Mortgage Brokers will appeal your offer

The council / landlord will send you an offer notice which will give you the cost of the property, information about how much discount you are eligible to receive will and any details of any structural issues. Should you feel that your property has been overvalued or that you are meant to receive more discount, Independent Mortgage Brokers (IMB) can help you make an appeal and also ensure that you receive a fair offer with the correct discount.

Independent Mortgage Brokers will get the best mortgage for you

Independent Mortgage Brokers (IMB) have in-depth knowledge about which lenders will be likely to accept you and the ones that have more affordable terms and  lower interest rates.

Searching for mortgages and lenders that will approve you can take a lot of time and energy and is usually discouragingespecially if you have a poor credit rating or if you are applying alone or as a self-employed applicant. Some banks and lenders can offer higher interest rates or even reject the applicant due to this. Do not worry, we are there for you.

Purchasing your home

Once we have found you the best mortgage based on your conditions, we will also guide you through the process of applying and buying the home as well as help you work out how much discount you are eligible for. Independent Mortgage Brokers (IMB) will always clarify things to you and ensure you give approval before going ahead with the applications.[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”seo-link-sec hide”][vc_column][vc_empty_space height=”50px”][vc_column_text][slick-slider category=”28″ design=”design-5″ speed=”2000″][/vc_column_text][/vc_column][/vc_row][vc_row el_class=”call-out-sec stretch-sec” css=”.vc_custom_1568018042545{background: rgba(0,0,0,0.88) url(https://imbonline.co.uk/wp-content/uploads/2018/07/counter-wrapper.jpg?id=1382) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(0,0,0) !important;}”][vc_column][vc_column_text]

We are here to help you

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Based on our research, the content contained in this article is accurate as of most recent time of writing. Lender criteria and policies change regularly so speak to one of our Independent Mortgage Brokers to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisers working for or with Independent Mortgage Brokers are fully qualified to provide mortgage advice and authorised and regulated by the Financial Conduct Authority. All our independent Mortgage Brokers will offer advice specific to you and your needs and circumstances. Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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